The terms DUI (Driving While Under the Influence) and DWI (Driving While Intoxicated) seem quite similar. In fact, the similarity in the acronyms seems to indicate that they’re similar. However, it’s a little more complicated than that. Here are some issues that will help to sort out how the two offenses are similar and different:
1. DUI and DWI are about being under the influence of drugs or alcohol
This is important to keep in mind regarding the difference between the two acronyms. First, the term “drugs” can refer to either legal or illegal drugs. Also, it’s important to note that this is related to the degree that a driver is under the influence of the substances. For drivers who are at last 21 years old, the threshold is .08%. If the alcohol or drugs in your body are above this figure, then you are intoxicated. The figure is even lower for minors, since they’re not legally able to purchase or drink alcohol to begin with.
2. DUI and DWI are used interchangeably in Florida
While this practice isn’t followed every day, it’s implemented in states with a zero-tolerance for driving under the influence of alcohol or drugs. Florida is one of those states. While DWI is typically a more severe offense than DUI in some states, that’s not the case in Florida. Basically this means that you won’t have much leverage in the legal system if you’re convicted of a DUI. Because the state of Florida doesn’t distinguish between a DUI and DWI, it’s also impossible for a judge to reduce a DWI offense to a DUI offense.
3. Florida prefers license suspension for 2nd/3rd offense
It’s highly advisable that you avoid the situation of even needing this service. But if you do it’s important to handle the situation as well as you can. As already mentioned, Florida is one of the states with a virtual zero-tolerance about driving while under the influence For that reason it’s important to be up-to-date about everything. If you’re going to be a risk while driving on Florida’s highways, the state would prefer that you not be able to drive as all.
4. Avoid being a repeat DUI offender at all costs
To err is indeed human, and going through the unnecessary households is certainly worthwhile. The penalties for 2-4 offenses are quite high. However, if you receive a fourth DUI
As a driver in Florida, you license will actually be removed for life. And there will be no chance of receiving a hardware reinstatement.
5. The fines and prison time increase exponentially for each occurrence
This is definitely an important issue to consider, especially if you already have a DUI conviction. There’s the fact that drinking and driving is socially irresponsible. But just as importantly, being a repeat offender could create a world of trouble for you. Instead, if you do have a DUI already, take very step possible to make it your last one. If you’re careful, you can later start back at square one.
There are plenty of options for small business loans. Small business loans, credit cards or business of a credit line of the company are various options. However, the benefits of a credit line small business can be a great option for many, as it can provide the most convenient for most business financing.
Ease and availability of credit lines
Trade are generally easy to obtain and are available through many financial institutions. They give you the flexibility that may be needed in unexpected situations. You can also use all the time and paid monthly as a great way to easily handle the money out of the company. You can use the credit as cash.
Better interest rates
Loans are generally better on a line of credit that a small business loan. With a small business loan to be charging interest on the total amount of borrowed money. Compared with a credit line to be loaded into the amount of money used in a given time. This is a great advantage, as it gives you the flexibility to have the money available, but not having to use it unless necessary. You can also make payments over time if they do not have the money to pay the credit in full.
Establish good credit
Maintaining a credit line and used properly can help your company to establish a healthy business credit. This will ensure you are able to get more working capital and also gives banks the opportunity to offer interest rates much lower on any money you could borrow. Another thing to consider is that you should always keep your business separate itself credit. Always make sure you are keeping separate credit cards, lines of credit and maintaining good records of all expenses. This will not only help when tax season, it will be much easier for you if you have kept good records and records kept separate arrives.
Build relationship can be very important to build a good relationship with your bank. This will help you get better options. It will also help to understand the system better loan if you have a relationship with someone at your financial institution you can trust. Get involved with a lender that you can feel comfortable and can have the flexibility and openness to ask questions. Trust is essential when it comes to money and especially when you are dealing with a lot of it. Be sure to ask the right questions and choose a lender that you will be able to build a professional relationship with the long term.
Building a business can be difficult, especially when you can not predict what the economy will do. However, be prepared and have options when it comes to money that will allow you to weather any storm that comes your way. Small businesses have a lot of options when it comes to loans; choose the one that will be right for your business and which will help in the long run. Ask the right questions, do your research and choose the option that will benefit your business most.
How to Establish Business Credit call 303-642-3555 and ask for Darrell Hornbacher your credit provider qualified business 5 Stars. When you hire someone to help you establish business credit, you do. . .
People often ask "What makes a good business plan?" Or, "How I can make my plan attractive to lenders and investors?".
The simple answer is that lenders and investors (I'll call "readers" hereinafter) are looking for good deals. Good business is one that offers the reader a reasonable rate of return for the risk assumed. The complete answer is that you must write a plan for the reader want to read and then get the reader (s) who are looking for the type of project and levels of risk and return. This article is the first part of the equation – how to write a business plan that readers will want to read. Readers want
Plans clear, accurate and complete help them make an initial determination about the project. These are the steps needed to write that plan:
To borrow from the real estate industry, the three most important things about a business plan are research, research and research. While other things are important (even critical), ultimately your plan will live or die on the quality and integrity of their information. Otherwise, you're about to risk your time and financial future on a project – how much information do you want to have? Step One:
1. Become an expert on your project. Learn all you can about:
A. The clients that will sell (the market).
C. The actual costs of operating your business (get quotes).
D. Actual results of similar projects.
E. Its industry.
F. The physical location of the project (s) and impact (if any) in the project.
G. People who are key to the project.
If you followed the above, you now have a lot of research – sticky notes, web pages, reports, quotations, etc., etc. But what does all this mean? Step Two:
2. Analyze. (Hopefully) when you first got the idea for the project was a sense of excitement and the feeling that this is a sure winner. Now is the time to see if her feelings were founded. With a critical eye, make a (strengths, weaknesses, opportunities and threats) SWOT analysis on your project. Determine what they can do to capitalize on the S and O and minimize the W and T.
Steps one and two may have changed a bit their winning feeling safe – which is good. (If not, or have found the following sliced bread or if you need to do the steps above). Assuming that your research and analysis demonstrates a valuable use of your time and money (and your readers) move to step three:
3. Forecast. This is where the rubber meets the road. Using their research and analysis now readers are told that "this is what will happen to the money." What will you do with accounting forecasts called pro forma. Provide three or five years of states with (usually) the first year done monthly, the second and third done quarterly (if included) the last two years performed annually. In any case, include:
A. Operating states.
B. Cash flow forecasts.
C. Balances. Optionally
D. Various ratios (loan to value, debt service coverage, etc.)
addition to the above, must be included usually a Source and Use of Funds showing where the source of the initial capital and what you will wear.
By this point you are quite sure you have a winner (which differs from a sure winner when you acknowledge the obstacles, but are willing to work through them) or you are going back to the drawing board to rethink your project. If you have a winner, the fourth step is:
4. Write the plan. Obviously, you have to be able to use good grammar and spelling. You must be clear, concise and complete. Fill your plan with compelling facts extracted from their research. Do not avoid the W and T from your SWOT analysis, rather, describe in detail how you will deal with them. Avoid platitudes and your own opinions – everyone knows you like the idea, readers need facts to determine if they like. Try to keep your short as possible while still giving full information answers. With the exception of the Executive Summary, keep your answers somewhat dry and facts – short, sweet and to the point.
The Executive Summary, meanwhile, is where the sizzle sells. This is where the claim that theirs is a dynamic project that deserves full consideration is made. It is necessary to compel the reader to read your plan and tell them why you are excited about the project.
There are probably as many ways to compile a business plan as there are authors of them. Is a diagram showing the http://www.fundableplans.com/sample_business_plan.pdf. (Adobe Reader is required to view and includes our logo which is not included in our plans.) You will need to enclose copies of plan documents referenced in it and historical data about the business (if not initially).
You have now done the lion's share of the work leaving only five steps:
5. Review and revise. The review should be first by the author (s) and then by trusted advisors – the more people you can get to review your plan more likely you are to find any problems before they were found by a reader.
Follow the steps above and have a business plan that will get read and, hopefully, funded. If you have any questions about business plans, please feel free to contact us at firstname.lastname@example.org.
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As its name suggests, a business plan is a summary of how the business owner, manager or an entrepreneur wishes to organize your business and establish the procedures and processes needed in implementing the plans to a logical and fruitful conclusion . Sets to write a guide to social object of the company.
A good business plan has two main objectives: The first is to use it for internal management and planning while the second objective is to help convince foreigners to invest in your company on the basis of the information contained in the Plan Business.
Although it is generally perceived in commercial circles that these Business Plans very soon become obsolete, however, the business plan is a tool for planning your business success, which in turn helps managers better understand business objectives and then choose wisely among a set of competing options. Business Plans
Depend on the area of knowledge within the organization wants to focus on. There are Business Plans for Marketing, Finance, Production and Human Resources. Each delves into the technicalities involved and arrives at a plan for that particular field proper business.
Although the business plan has many different forms, there are, however, certain formats that address their particular needs. Contain information on the following topics: Executive Summary Background
marketing and manufacturing
Finance Human Resources
As mentioned above, this document is intended to serve two purposes. It acts as a guide inception to fruition. Works like a blueprint that will keep you running smoothly on the right track at all times. Have enough time and energy spent in planning for the future, the chances of avoiding risks and experiencing frustrating times are greatly reduced. It also serves as a useful guide for potential investors, who travel the knowledge about the company from the business plan before deciding on investment options. The subject should be concise and contain all necessary information required in this context.
Creating a good business plan is not an easy task. A deep understanding and patience and a lot of effort is required. It can operate in dozens of pages. You need to be carefully structured and, indeed, should be divided into sections. Support with supporting documents detailing any additional information.
You certainly start with a cover sheet, which is the cover of his plan. Contain the company name, company address, phone number of the company (with area code), Logo (if applicable), names, titles, addresses, telephone numbers (including area code) owners month and year in which the plan preparer's name is given. The following is the mission statement, information about businesses, products and services, location, management, staff and method of record keeping, insurance and security.
Addition, the business plan will indicate the marketing plan of the company in all its details. Another aspect is covered financial statements that explain the past, present and future finances. All documents must be professional in format and appearance. Make a favorable first impression will set the company on the right track from the start.
Credit cards are certainly becoming the way to go these days. Ever wondered if you could find something that does not. Many companies are using, and perhaps it's time that we look at what we might be able to do for your company. This article will show some ways you can benefit from using a credit card or regular business credit card for small businesses to benefit your business in general.
Is good to know that competition among credit card companies has caused that come with truly original ideas on how to get new customers, and with hundreds of companies to choose from, there are also a number of potential benefits available. Here are some of those ways. Keep
Company apart from Personal Records
This has to be an important for a credit card company right. With you, or others in your business, possibly, in your own business cards, the possibility of losing income, or have duplicate records or transactions that are lost, or even double reimbursements, etc. Increases. By issuing credit cards to people who may need them, records of all relevant financial transactions remains centralized in your statements monthly credit card.
Keep records in one place
While this was mentioned in the previous point, this is especially useful for small business. Getting your own credit card small business and make purchases with it enables your transactions and record keeping to become simplified. Another great feature is that if revenues are lost or misplaced, not really matter that much, also making it easier for tax time. Some credit card companies may even put all your credit card transactions business employees on the same invoice. Another great feature of this plan allows your accountant to write far fewer controls.
Select Card for its benefits
This is where a credit card company can really bring any benefit. Of course, all this is based on the amount of expenses that your business has. You have to look over all the various options available to homeowners credit card company, and then match the offer with the benefits (s) needed. Receive
If the company has employees who travel on the ground or in the air, the benefits can be received in the way of air miles, gasoline credits, or just monetary rewards. Some of the best cards may even give as much as 20,000 air miles – just for signing up.
High cost and bulk discounts
By making repeat purchases, your company can save real money in terms of rewards given. An example of this might be in your vehicle fleet purchase their gas. Using the same credit card for all your vehicles through the same gasoline company can bring real savings for your business. Rewards
In office equipment
Other credit cards offer rewards in terms of occasional computers and other office equipment. This type of options, of course, it is wiser to get all the credit cards business of their companies in the same business, too.
If you are in need of a credit card small business, you certainly will pay to look around before you make your move to sign with any particular company. Without the card, needless to say, you could get 5% cash back on your purchases or airline miles, or suitability of individual monthly financial reports? How about free equipment, and many other things. The rewards are yours for the taking, and so is the comfort and simplicity.